For millions of families, the American dream of owning a home has been hijacked by the American nightmare – bad credit. Fortunately, there is a solution – a combination of initiative and patience to improve your credit before buying a home.
What is a good credit score? [Infographic] As a very active REALTOR I need to say in today's mortgage climate you will need a min. 580 credit score to obtain a mortgage.a 640 is what most lenders want to see!