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How to Pay Off Charged-Off Debt

Most lenders and creditors write off an account as a bad debt six months after it becomes delinquent. That doesn’t get you off the hook for paying the money you owe, as the debt will appear on your credit report as a charge-off. The creditor can then turn the account over to a collection agency. Although settling an old debt can lower your credit score, it is smart to pay off the debt if you want to apply for a home loan.

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Free Online Courses: https://www.coursera.org/course/songwriting futurelearn.com http://lifehacker.com/the-best-resources-for-free-online-classes-1627678515

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How to Get in the 800+ Credit Score Club

Looking for ways to build your credit score? Hoping to join the 800 Credit Score Club? Check out my best tips for improving your score!

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Understand what goes into your FICO score, and how to improve it with best practices.

How To Clean Up Credit Report ... One of the best ways to improve your credit score is to clean up your credit reports, and remove derogatory, damaging, listings. This information is what's bringing down your score.

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2016 Best Credit Cards for People with Bad Credit - Have a bad credit? Don't worry because you can now get a credit card on your name and start building your credit score. Visit www.newhorizon.org!

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Hidden Credit Repair Secrets - Step-by-Step 6 Letter Dispute Plan Included:: Credit Repair Strategies They Don't Want You To Know (Third Edition Book 3):Amazon:Kindle Store

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