Once you’ve completed step 1 (reviewing your credit reports) it’s time to draft and send your letters of dispute. The back-and-forth debt validation process can prove a lengthy one, but the potential benefit of deletion is well worth the time and effort. It’s simply a matter of being diligent, patient, and organized in the process. Here's how.
It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where threshold between good and poor credit lies. In addition, “good” can be a relative term.
How To Remove Credit Inquiries from Your Credit Reports - If you’re repairing your credit, once you’ve tackled the most pressing problems with your credit reports through debt validation, you may need to turn your attention to credit inquiries. Though they carry far less weight than late payments or collections, for example, credit inquiries can count against your credit score.
Sample credit repair letters that can be sent to credit bureaus, collection agencies, creditors and others when repairing your credit. Get your sample dispute letters, validation letters, ‘pay for delete’ letters, cease & desist letters, goodwill letters, and ChexSystems letters here.