Under a major overhaul by the credit bureaus announced Monday, unpaid medical bills will be treated differently and errors on your credit report could become easier to fix. The changes, applauded by consumer advocates, come as a result of an agreement between the big three credit bureaus, Experian, Equifax and TransUnion, and New York Attorney General Eric [...]
You as a consumer, have the right to seek assistance with this process. We understand the system and can save you time and money. Our services handle all the work for you and ensure your credit reports are free of mistakes, false negatives, identity theft and inaccuracies which will lead to higher credit scores and better borrowing opportunities.
our FICO Scores consider both positive and negative information in your credit report. Late payments will lower your FICO Scores, but establishing or re-establishing a good track record of making payments on time will raise your score.
The Internet has changed just about everything, and that includes the world of credit reports and credit repair. Consumers can now access their credit files online and even initiate disputes through credit bureau websites. Of course, the centerpiece of credit repair is the dispute letter. Today I want to address a frequent question on whether or not to use the online dispute option (now available with all three credit bureaus).