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Your credit history can have an impact on many things in your life including your job, home, and insurance. Those with little to no credit can find the process of building credit daunting. However, it is vital to ensuring your future. Here are some basic steps anyone can take to build their credit score.

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from AAACreditGuide

How to Remove Credit Inquiries from Your Credit Report

Everything you need to know about credit report inquiries; the difference between a hard and soft inquiry and how to get hard inquiries removed from your credit report.

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Did you know that you can Clean Up Your Credit Report BY YOURSELF? Yep! I did it and I increased my score in 60 days. Check out my new eBook: 60 Day Credit Clean Up! In this book you will learn: *How To Get Your Credit Report For Free *How to Understand Your Report *How to negotiate errors and have them Removed within 30 days *How I Paid $348 for a $5000 hospital bill *How to negotiate student loan collections and MORE! Plus, 2 bonuses are available for a short time: >> How to pay off $20

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from About.com Money

Need to Send a Pay for Delete Letter? Use This Easy Template

Gonna send some letters out this week:::::Use this sample pay for delete letter to negotiate removal of negative collection accounts and charge-offs from your credit report. Customize the letter to fit your situation.

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Clean up your credit report of all your negative accounts as fast as 30 days or less with our advance credit sweep process! We have lots of Client Proof! Next Add seasoned tradelines to boost your scores and qualify for unsecured personal funding up to $150k! http://www.rapidcreditsweep.com

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