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A list of some of the codes most commonly used by credit reporting agencies and what they mean.

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Credit Report Cheat Sheet PDF download available as well

11 Credit Myths (and Some Tricks I've Used to Increase My Score

We’ll start with a handful of myths that Experian recently dispelled (they’re one of the largest credit reporting agencies), and then I’ll spill the tricks my wife and I personally used to get our own scores pretty high too http://www.budgetsaresexy.com/2015/09/how-to-improve-credit-score/

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11 Credit Myths (and Some Tricks I've Used to Increase My Score

We’ll start with a handful of myths that Experian recently dispelled (they’re one of the largest credit reporting agencies), and then I’ll spill the tricks my wife and I personally used to get our own scores pretty high too http://www.budgetsaresexy.com/2015/09/how-to-improve-credit-score/ building credit, credit score

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Free Credit Repair Sample Letters for 2017

Sample credit repair letters that can be sent to credit bureaus, collection agencies, creditors and others when repairing your credit. Get your sample dispute letters, validation letters, ‘pay for delete’ letters, cease & desist letters, goodwill letters, and ChexSystems letters here.

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Where To Dispute Your Credit Report Online

It has never been easier to dispute incorrect information on your credit reports online. You are now able to dispute information to all three credit reporting agencies online. We will provide you with instructions for each reporting agency below. http://www.magnifymoney.com/blog/how-to-complain/dispute-credit-report-online1290777850

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How to Deal with Collection Agencies

Everything you need to know about dealing with collection agencies. Collection agencies hate informed consumers. Know your legal rights under the FDCPA and you will never be bullied by them again.

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How to Remove a Paid Collection from Credit Report

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How to Pay Off Charged-Off Debt

Most lenders and creditors write off an account as a bad debt six months after it becomes delinquent. That doesn’t get you off the hook for paying the money you owe, as the debt will appear on your credit report as a charge-off. The creditor can then turn the account over to a collection agency. Although settling an old debt can lower your credit score, it is smart to pay off the debt if you want to apply for a home loan.

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