The last one. Seriously...I dont hate Umbrage because she is a woman...I hate her because she was so catagorically unfair!! She could have been a man, but then I think there may have been criticism that JK didnt have an equal amount of villainous females. And lets be honest...the amount of villain in Umbrage heavily tips the scale!!
"I’m a female writer and, what’s interesting about the Wizarding World is, when you take physical strength out of the equation, a woman can fight just the same as a man can fight, a woman can do magic just as powerfully as a man can do magic and I consider that I’ve written a lot of well-rounded female characters in these books." - JK Rowling