It's important to live on a budget and not overspend these days. The best way to do this is to use a personal budget worksheet that you refer to every month.Putting together a personal budget is not hard. It's staying within your budget that's challenging.The goal is to spend less than you make. And hopefully, you have a little leftover for savings and other financial goals.The key is to know how much you make, how much you spend, and how much you owe.
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