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Term life. Best thing you can do for your family is ensure they will be taken care of in case you cannot. Rule of thumb: 10 times your current salary.


#huntleywealth just came out with a “Buy term (and invest the rest) vs. whole life” calculator". It calculates term and whole life premiums to show the difference over 10, 20 and 30 years from an investment standpoint. The ultimate message is “buy term and invest the rest” is the better deal 95% of the time.


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Level term life insurance rates -- Those who think life insurance may be too expensive or difficult to get can rely on level term insurance.


So you’re considering a level term life insurance policy? One of the major questions you should ask yourself is: how long of a term plan should you buy? And more importantly, what happens when the term expires?


Video explains level term life insurance and how it works.