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PPOs: Preferred Provider Organization Plans PPO plans allow you and your family to receive care from any health care provider they choose within the insurance company’s network. This list of providers can include specialists. The major difference with a PPO is that a referral from your primary care physician or PCP is not required. This type of plan is generally preferred by those individuals who tend to se a specialist on a regular basis.

Surprise medical bills have become a crippling financial problem for thousands of Californians with preferred provider organization plans, or PPOs. Jeff Vaughn reports.

from Verywell

What's the Difference Between HMO and PPO Health Insurance?

The most common types of managed care plans are health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Less common are point-of-service (POS) plans that combine the features of an HMO and a PPO. Learn the differences between HMOs and PPOs.

from Houston Chronicle

Insurer cutbacks squeeze patients out of high-end care

More than 88,000 people in the Houston area have lost plans from Blue Cross and Blue Shield of Texas for 2016, potentially cutting off some of the most seriously ill from the top-tier medical care the city has built its reputation on. Last summer, the state's largest insurance carrier dropped all preferred provider organization plans from both the Affordable Care Act's federal exchange in Houston and the private individual market. [...] with only weeks to go before existing plans expire…

Preferred provider organizations (PPOs) allow a third-party payer (agencies that pay healthcare providers for services pro- vided to individuals, such as a health insurance company) to contract with a group of healthcare providers to provide services at a lower fee in return for prompt payment and a guaranteed volume of patients and services.

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Cost of a fully loaded 2012 Ford Focus SEL midsize sedan vs. the average cost of care for a typical American? Sadly, the 2012 Ford Focus SEL model with a MSRP of $20,105 comes in $623 cheaper than cost average cost of care for a family in 2012 at $20,728 up 6.9% from 2011 according to a recent report.

When you apply for some kind of health insurance, choose the company that is best for you. Preferred Provider Organizations (PPOs), on the other hand, are a bit more flexible. They have a network, but you can visit doctors outside the network. You will be charged a fee if you do, though. Another plan, the POP, lets you choose a doctor that is a PCP; however, he can also refer you to an out of network doctor. www.amerliberty.com

Annual family health care costs exceed $22,000 | Just how much is the annual cost of health care for a family of four? Enough to pay for a year of tuition at an in-state college or buy a midsize sedan. According to the 2013 Milliman Medical Index, annual health costs of a typical family of four through an employer-sponsored preferred provider organization rose 6.3 percent to $22,030 in 2013. In 2012, the cost was $20,728, the first time those costs exceeded $20,000.

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