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Dave Ramsey's Baby Steps
Creating small, manageable goals with Dave Ramsey's Debt Snowball
all about the race to the moon
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"Your goals must be specific and measurable. If your goals are too vague, they are still just dreams. " Dave Ramsey
Using Dave Ramsey's allocated spending plan can help you figure out how to better manage your money. However, it can be a little tricky figuring it out.
Zig Ziglar's The Wheel of Life. When setting goals, make sure you include these areas.
cdn.ramseysolutions.net media pdf Ramsey-Goals-Worksheet.pdf