#huntleywealth just came out with a “Buy term (and invest the rest) vs. whole life” calculator". It calculates term and whole life premiums to show the difference over 10, 20 and 30 years from an investment standpoint. The ultimate message is “buy term and invest the rest” is the better deal 95% of the time. http://www.insuranceblogbychris.com/term-vs-whole-life-insurance-comparison-calculator/
Tips for Using a Term Life Insurance Calculator -- When shopping for term life insurance, it can be useful to begin with a term life insurance calculator. The calculator can help you get an idea of what health rating you qualify for and how that rating will affect your premium. To figure out your health rating, using a calculator with underwriting guidelines makes it easier than just guessing! (Read more)
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