New Years Resolution Calendar - I downloaded this and filled it in with my Resolutions so that I have a visual to hold myself accountable. I also personalized it by adding a "Perfect Week" column at the end, and am planning on coming up with a rewards system for myself for everytime I complete a perfect week! Here's to making it more than 3 weeks with a resolution!
One of the first steps in being financially responsible is being organized. In order to figure out where you are spending your money you need to have a budget. Use this free printable budget binder to start managing your finances and saving more money this year.