On summer vacation or at home could do this. Seldom is it warm enough in SF to warrant this kind of dress. The high neckline wouldn't likely flatter me, but I get that it balances the short hemline.
Chic Peek: My July Kohl’s Collection Giveaway
Lauren Conrad's August Kohl’s Collection
Maxi black dress
Topshop Chiffon Tie V-Neck Blouse available at #Nordstrom
Chic Peek: My Kohls Summer Collection
How to wear a black maxi dress