White dry embossed panel with horizontal ribbon attached was adhered to red or green card base. Tree stamped in green on smaller white panel & attached to red panel to frame it. This piece then attached to rest of card. Gems added to tree.
Interesting, non-traditional Christmas card. I like how the green layer is embossed. The banners and chevron combo is very nice. A Banner Christmas stamp set, season of style DSP, chevron border punch.